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The Financial Boutique Articles
Understanding Tax on Superannuation After Death - And How Smart Planning Can Reduce It
You’ve worked hard to build your super! Many Australians are surprised to learn that superannuation can be taxed when paid to adult children. The right advice can help reduce or even remove this tax altogether. Planning early creates better outcomes for your family.
Myth: Superannuation is only important when you’re close to retirement.
As we approach the end of the financial year, conversations with clients about superannuation contributions have become a daily occurrence. While most people recognise super as a long-term investment for retirement, many question whether topping it up now is worth the trade-off—especially when considering mortgage repayments or treating themselves to a holiday.
The Rollercoaster of Investor Emotions
Markets are like a roller coaster of emotions—a thrilling ride for some, but unsettling for others.
During periods of market stress, many panic and sell off good-quality investments without much thought. But disciplined investors see things differently…
Should I Repay my Mortgage or Make a Super Contribution?
Meet Jamie, 50 years old, with a fresh financial opportunity: $1,000 in monthly surplus income. With that surplus, Jamie asked a great question — what’s the smartest use of those extra funds?
The Huge Impact a small change can make over the long term
When it comes to projecting your superannuation balance, it’s as easy as 1, 2, 3…