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The Financial Boutique Articles
Myth: Superannuation is only important when you’re close to retirement.
As we approach the end of the financial year, conversations with clients about superannuation contributions have become a daily occurrence. While most people recognise super as a long-term investment for retirement, many question whether topping it up now is worth the trade-off—especially when considering mortgage repayments or treating themselves to a holiday.
The Rollercoaster of Investor Emotions
Markets are like a roller coaster of emotions—a thrilling ride for some, but unsettling for others.
During periods of market stress, many panic and sell off good-quality investments without much thought. But disciplined investors see things differently…
Should I Repay my Mortgage or Make a Super Contribution?
Meet Jamie, 50 years old, with a fresh financial opportunity: $1,000 in monthly surplus income. With that surplus, Jamie asked a great question — what’s the smartest use of those extra funds?
The Huge Impact a small change can make over the long term
When it comes to projecting your superannuation balance, it’s as easy as 1, 2, 3…