Should I Repay my Mortgage or Make a Super Contribution?

Meet Jamie, 50 years old, with a fresh financial opportunity: $1,000 in monthly surplus income.

With that surplus, Jamie asked a great question - what’s the smartest use of those extra funds?
💲 Reduce the mortgage
💲 Make additional super contributions
💲 Start an investment portfolio
💲 Open an investment bond

The graphic below models the projected outcomes over 10 years, based on a consistent set of assumptions.

Each option has its pros and cons, but when you compare the results side by side… the numbers speak volumes.

If you were in Jamie’s shoes, what would you choose - and why?

I’d love to hear your take in the comments.